Insuring your growing operation.

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Insurance Solutions for the Agriculture Industry

Over a third of the country’s vegetables and two-thirds of our fruits and nuts are grown in California. We are the leading U.S. state for cash farm receipts, accounting for over 13 percent of the nation’s total agricultural value. With numerous locations throughout Southern California, Arroyo is well positioned to successfully serve the insurance needs of the agriculture businesses throughout the state. From small, family-owned farms to large operations, and everything in between, we have the right insurance to protect you. 

Who We Insure

We provide insurance programs for all types of business, including:

  • Crop Farms
  • Livestock Farms
  • Fruit Orchards
  • Wineries
  • Breweries
  • Distilleries
  • Cider Mills
  • Gentleman Farms
  • Aquaculture or Hydroponic Farms
  • Lumber Related Industries
  • Animal Ranches


Tailored Protection for Your Agriculture Business

Agriculture businesses face many challenges, from severe weather conditions that can stymie an operation’s production, to AgTech and a complex regulatory and safety environment that can result in greater liability and litigation. Our uniquely tailored solutions are designed to navigate the sophisticated hazards the industry faces, and include the following:

  • Property Coverage
  • Commercial General Liability
  • Feed Lots, Livestock, Mortality, Livestock Floaters
  • Crop/Hail Coverage
  • Farm Liability
  • Horse Training & Gentleman Farmers
  • Specialty Professional Liability
  • Business Interruption
  • Commercial Auto and Fleet
  • Environmental Liability
  • Umbrella/Excess Liability
  • Inland Marine
  • Employment Practices Liability Insurance
  • Workers Compensation