Insure your valuable collections.

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Your Private Collections Need Specialized Coverage

You may be a collector of fine art, antique furniture, Persian rugs, or wine. Or, perhaps you have family heirlooms and expensive jewelry that you cherish and will one day be passing on to your children. Whatever your passion, Arroyo can provide you with a competitively priced policy with the precise coverage you require to protect these valuables. We’ll work with you to protect even the most rare or delicate items with Private Collections insurance. 

Coverage Features Available for Your Private Collections

We can provide you with seamless and flexible coverage for your collection, including:

  • Newly acquired property
  • Broad pair and set coverage
  • Current market valuation
  • Property of others
  • Cost of preparing inventory
  • Worldwide coverage
  • Breakage coverage
  • Works on loan to others

Many different items can be protected with a Private Collections policy, including:

  • Cameras and related equipment
  • China and crystal
  • Coins (rare and current)
  • Firearms
  • Furs
  • Golfing equipment
  • Jewelry
  • Musical instruments
  • Stamps (rare and current)
  • Silverware
  • Wine
  • Fine art, including paintings, etchings, pictures, oriental rugs, statuary, rare books, manuscripts, and bric-a-brac of rarity, historical value or artistic merit

It’s important to note that most Homeowners policies set dollar limits on the amount of protection offered to cover the theft of jewelry or furs, silverware, and other collectibles, which is why specialized coverage is needed. Arroyo is available to discuss your unique property to determine its insurability and value.