Leverage creative solutions that go beyond traditional insurance.

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Managing Risk with Arroyo

Traditional insurance solutions don’t always fully address or properly support specialized risks. At times, it’s more effective to incorporate alternative solutions in a client’s overall program. Alternative risk transfer solutions create opportunities to finance risk internally – from self-insurance to captives to risk retention groups or event-triggered risk transfer policies.

At Arroyo, our professionals have the expertise to integrate a tailor-made risk finance solution. Our knowledgeable staff will help you obtain greater program flexibility and increased control over market fluctuations in premium.

Alternative Risk Transfer Solutions

Combining insurance with alternative risk transfer techniques provides new avenues of risk management for companies. Arroyo will work with you to determine productive solutions that improve your bottom line: 

  • Large Deductible
  • Self-Insurance 
  • Captives 
  • Risk Retention Groups (RRGs) 
  • Pools 
  • Event-Triggered Risk Transfer
  • Catastrophe Bonds

Which Solutions Are Right for You?

Alternative risk transfer solutions are typically a good fit for companies with low-risk profiles and a dedication to maintaining safe operations. They may also work with unique risks that are uninsurable in the standard market. Our team at Arroyo assists clients with feasibility studies evaluating whether any of these solutions aligns with your corporate strategy.